Jumbo and Investment Property
Loans above the conforming limit, second homes, and rental property financing.
About This Service
Jumbo and investment loans are where lenders' guidelines diverge the most. Reserve requirements, DTI thresholds, post-close liquidity, and pricing all shift dramatically once you cross the conforming line or move to a non-owner-occupied property. I know which lenders specialize in which segment and how to position a file so it doesn't get kicked back. If you're buying above conforming, refinancing a high-balance loan, or scaling a rental portfolio, we plan the structure before the application goes in.
Key Benefits
Our Process
Structure conversation
Property type, occupancy, and how this fits with what you already own. Strategy comes before product.
Lender match
Different lenders win at different price points and asset profiles. We pick the one most likely to fund cleanly.
File preparation
Reserves documented, asset statements clean, DTI and DSCR pre-checked before submission.
Close
Tight communication with underwriting because jumbo and investment underwriting move slower and ask more questions.
Frequently Asked Questions
Interested in Jumbo and Investment Property?
Send a few details and I'll come back with the programs that actually fit your numbers — no credit pull, no obligation.