Purchase Loans
Conventional, FHA, VA, and first-time-buyer programs — matched to your numbers, not a one-size product.
About This Service
Most buyers get pre-qualified, get a rate quote, and never hear the full picture: what their payment actually looks like with taxes and insurance, how PMI works for them specifically, what a 5/6 ARM costs versus a 30-year fixed over the time they actually plan to own. I walk through every loan that fits before we pick one. If a credit union program beats a conventional loan for your situation, that is what we use. If a broker product wins, I will tell you. The recommendation is yours either way.
Key Benefits
Our Process
Discovery call
Fifteen minutes on the phone. Income, savings, target price, timeline. Enough to know what's actually possible.
Pre-approval
Full application, credit pull, document review. You get a real pre-approval letter sellers will respect.
Program comparison
I lay out every program you qualify for — rate, payment, cash to close, PMI cost, break-even. You pick.
Offer support
Once you're in contract, I coordinate with your agent, escrow, and underwriting so nothing slips.
Close and follow up
Clear-to-close, signing, funding. I check in at year one and any time rates move enough to matter.
Frequently Asked Questions
Interested in Purchase Loans?
Send a few details and I'll come back with the programs that actually fit your numbers — no credit pull, no obligation.